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Instant Access Savings Accounts

Below are a number of the top instant access savings accounts on offer currently. These accounts allow immediate access to your savings yet pay a much higher rate than a standard current account

Table Of Instant Access Savings Accounts

Provider Product AER
 Notice
 Min Balance
 Interest Paid More Info
   
Nationwide Nationwide My Save Online Plus
3.12% Gross AER with the Nationwide Mysave plus		 3.12% Gross p.a./AER Instant access £1 Monthly Get more information about the Nationwide My Save Online Plus
ING Direct ING Direct Savings account
New customers can enjoy a rate of 3.10% AER inc a 12 month fixed bonus of 2.56%. Max balance applies. Open in as little as 10 mins - easy access - someone new joins every 20 seconds		 3.10% AER Variable Instant £1 Calculated Daily Get more information about the ING Direct Savings account
Halifax Halifax Online Saver
Instant access, minimum deposit of £1. Access your savings 24/7/365		 2.80% AER Instant Access £1 Monthly Get more information about the Halifax Online Saver
Halifax Halifax Reward Saver
Instant access, minimum deposit of £1. Access your savings 24/7/365		 2.50% AER Instant Access £1 Monthly Get more information about the Halifax Reward Saver
Intelligent Finance IF isaver
An online rate of 2.49% AER. Manage your savings online. A simple product with no short term bonus or withdrawal restrictions.		 2.49% AER Instant Access £1 Monthly Get more information about the IF isaver
Lloyds TSB International Lloyds Bonus Saver Account
Earn introductory bonus of 0.50% on your savings in the first 12 months. Minimum deposit: £5,000 / €5,000 / US$5,000. Maximum deposit: £2,000,000 / €2,000,000 / US$2,000,000.		 2.27% AER Instant £5,000 Monthly Get more information about the Lloyds Bonus Saver Account
Natwest Natwest e-Savings
Offers a rewarding rate of 1.0% AER/Gross (variable) no matter how much you save.		 1.0% AER/Gross Instant £1 Monthy Get more information about the Natwest e-Savings
HSBC HSBC Bank Online Bonus Saver
0.75% AER (0.75% gross) including bonus interest on savings from £1 up to £50,000 when you don't make a withdrawal. 		0.75% Gross p.a./AER Instant £1 Monthly Get more information about the HSBC Bank Online Bonus Saver

For more information and tables of fixed rate savings bonds savings accounts and related products please take a look at our other sections of the site.

Best savings bonds - Investment bonds - Income Bonds - Growth Bonds - Savings ISA - Instant Access Savings Accounts