Income Bonds are designed to provide a fixed income over a fixed period of time. Many people may use structured income products or income bonds to provide additional income during retirement or to supplement a pension.
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|The value of investments and any income you take from them can go down as well as up and the value of your investment cannot be guaranteed and the final value will depend on the performance of your investment.|
|Investec FTSE 100 Enhanced Income Plan 3
||5.76% p.a.||6 Years||£3,000||Get advice about this product|
THE VALUE OF INVESTMENTS AND ANY INCOME YOU TAKE FROM THEM CAN GO DOWN AS WELL AS UP AND THE VALUE OF YOUR INVESTMENT CANNOT BE GUARANTEED AND THE FINAL VALUE WILL DEPEND ON THE PERFORMANCE OF YOUR INVESTMENT.
Please read our General Investment product and savings bonds Disclaimers
It is important to read the small print attached to a Structured Income Products as the word Guaranteed may not mean the return is as certain as you may think.Some income products can be affected by stock market movements meaning the value of your investment can go up as well as down. Although some of the products have some or all of your capital protected, it does not always mean the yield is. Speak an Investment adviser before you take out a bond to check it fits what you are you are looking for from the investment.
Like many other investment products the early redemption of structured products can result in severe exit penalties. Savings bonds recomends not taking a fixed term product if you may need ready access to you money.
For more information and tables of fixed rate savings bonds and related products please take a look at our other sections of the site.