Best Savings Bonds
Fixed savings bonds are usually offered by banks and building societies and enable the saver to lock away their money with a the knowledge that the bonds interest rate is fixed and will not fluctuate.
Best Buy Table For Best Fixed return Saving Bonds
| Provider |
Product |
AER
|
Term
|
Min Ballance
|
ISA Option |
More Info |
 |
Nationwide 5 Year e-Bond 4.10% Fixed Rate for 5 years. Requires opening of a nationwide account |
4.10% Gross p.a./AER |
5 Years |
£1 |
 |
 |
 |
Scottish Widows 5 Year Fixed Rate Bond Interest paid either Annually at 4.00% AER, Quarterly at 3.94% Gross or Monthly at 3.93% Gross. Minimum Deposit £10,000. |
4.00% AER* |
5 Years |
£10,000 |
 |
 |
 |
Nationwide 4 Year stepped rate eBond Increases to 5.5% in the 4th year. Requires opening of a nationwide account |
upto 5.50% Gross p.a./AER |
4 Years |
£1 |
 |
 |
 |
Nationwide 3 Year e-Bond 3.75% Fixed Rate for 3 years. Requires opening of a Nationwide account. |
3.75% Gross p.a./AER |
3 Years |
£1 |
 |
 |
 |
Lloyds TSB 3 Year Fixed Rate Bond Fixed interest rates of 3.75% AER/Gross for 3 years |
3.75% AER/Gross |
3 Years |
£2,000 |
 |
 |
 |
Santander Savings Bond Save £25,000 and receive 3.50% gross/AER fixed |
3.50% gross/AER |
2 Years |
£25,000 |
 |
 |
 |
Nationwide 2 Year eBonds 3.25% Fixed Rate for 2 years. Requires opening of a Nationwide account. |
3.25% gross p.a/AER |
2 Years |
£1 |
 |
 |
 |
Santander Savings Bond Save £1 to £24,999 and receive 3.20% gross/AER fixed |
3.20% gross/AER |
2 Years |
£1 |
 |
 |
 |
Santander 15 Month Savings Bond Save £10,000 up to £2,000,000 and receive 3.00% gross/AER fixed |
3.00% gross/AER |
15 Months |
£10,000 |
 |
 |
 |
Santander Savings Bond Save £1 up to £9,999 and receive 2.75% gross/AER fixed |
2.75% gross/AER fixed |
15 Months |
£1 |
 |
 |
 |
Nationwide E bond 2.50% Fixed Rate for 18 Months.Requires opening of a Nationwide account. |
2.50% gross p.a/AER |
18 Months |
£1 |
 |
 |
 |
Post Office Online Bond This is a great fixed rate for a 1 year fixed term |
2.80% Gross/AER |
1 Year |
£500 |
 |
 |
 |
Nationwide 1 Year e-Bond 2.25% Fixed Rate for 1 Year. Requires opening of a Nationwide account. |
2.25% Gross p.a./AER |
1 Year |
£1 |
 |
 |
 |
Nationwide 6 month e-Bond 1.75% Fixed Rate for 6 Months. Requires opening of a Nationwide account. |
1.75% Gross p.a |
6 Months |
£50,000 |
 |
 |
Please read our general investment product and savings bonds Disclaimers
The fixed Savings bonds table, lists products that may require your money being locked away for a fixed period of time.
If you need instant access to your savings, a fixed rate savings bonds may not be a suitable product for you. Alternatively please take a look at our range of instant access savings accounts. If you are looking for higher rates of savings you may wish to look at the range of Investment bonds and income bonds.