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Best Savings Bonds

Fixed savings bonds are usually offered by banks and building societies and enable the saver to lock away their money with a the knowledge that the bonds interest rate is fixed and will not fluctuate.

Table OF LEADING Fixed return Saving Bonds

Provider Product  AER 
Term
Min Balance
ISA Option More Info
Click More Info on the product you are interested in  
United Bank UK 5 Year Fixed Term Deposit
  • 3.20% AER
  • Interest payable monthly or annually
  • Penalty for early withdrawal
  • FSCS protection
3.20% AER 5 Years £2,000 Yes Get more information about the 5 Year Fixed Term Deposit
Vanquis Vanquis 5 Year Fixed Rate Bond
  • 3.16% AER
  • Available online only
  • Annual or Monthly interest options available
  • No withdrawals permitted
3.16% gross/AER 5 Years £1,000 No Get more information about the Vanquis 5 Year Fixed Rate Bond
Vanquis Bank Vanquis 4 Year Fixed Rate Bond
  • 2.96%AER
  • Available online only
  • Annual or Monthly interest options available
  • No withdrawals permitted
2.96% Gross/AER 4 Years £1,000 No Get more information about the Vanquis 4 Year Fixed Rate Bond
State Bank of India UK Online 5 Year Fixed Term Deposit Account
  • 2.90% AER
  • Interest paid on maturity
  • FSCS protection
  • Access online or by visiting our branch
  • No withdrawals permitted
  • No early closures permitted
  • No additional deposits permitted
2.90% Gross 5 Year £10,000 No Get more information about the  Online 5 Year Fixed Term Deposit Account
United Bank UK 3 Year Fixed Term Deposit
  • 2.70% AER
  • Interest payable monthly or annually
  • Penalty for early withdrawal
  • FSCS protection
2.70% AER 3 Years £2,000 Yes Get more information about the 3 Year Fixed Term Deposit
Vanquis Vanquis 3 Year Fixed Rate Bond
  • 2.50% AER
  • Available online only
  • Annual or Monthly interest options available
  • No withdrawals permitted
2.50% gross/AER 3 Years £1,000 No Get more information about the Vanquis 3 Year Fixed Rate Bond
Bank of Cyprus 3 Year Fixed Rate Bond
  • 2.50% AER
  • Available online only
  • Annual interest
  • No withdrawals permitted
2.50% Gross/AER 3 Years £1,000 No Get more information about the 3 Year Fixed Rate Bond
United Bank UK 2 Year Fixed Term Deposit
  • 2.20% AER
  • Interest payable monthly or annually
  • Penalty for early withdrawal
  • FSCS protection
2.20% AER 2 Years £2,000 Yes Get more information about the 2 Year Fixed Term Deposit
Jordan International Bank Jordan International Bank - 1 Year Fixed Deposit Account
  • 1.80% AER
  • Apply online only
  • £10,000,000 maximum investment
  • UK Bank with FSCS protection
  • Interest paid semi-annually
  • No withdrawals permitted
  • Access to account by email or branch
1.80% 1 Year £20,000 No Get more information about the Jordan International Bank - 1 Year Fixed Deposit Account
Vanquis Bank Vanquis 2 Year Fixed Rate Bond
  • 1.76% AER
  • Available online only
  • Annual or Monthly interest options available
  • No withdrawals permitted
1.76% gross/AER 2 Years £1,000 No Get more information about the Vanquis 2 Year Fixed Rate Bond
Scottish Widows Bank Scottish Widows Bank 3 Year Fixed Term Deposit Account
  • 1.75% AER
  • Available by postal application
  • Interest paid either annually, quarterly or monthly
  • No withdrawals permitted
1.75% AER 3 Years £10,000 No Get more information about the Scottish Widows Bank 3 Year Fixed Term Deposit Account
Cater Allen Cater Allen 3 Year Fixed Term Deposit Account
  • 1.67% AER
  • Interest can be paid annually or at maturity
  • Interest rate fixed for the entire term of the deposit
  • No withdrawals permitted
1.67% AER 3 Years £50,000 No Get more information about the Cater Allen 3 Year Fixed Term Deposit Account
Vanquis Bank Vanquis 1 Year Fixed Rate Bond
  • 1.51% AER
  • Available online only
  • Annual or Monthly interest options available
  • No withdrawals permitted
1.51% gross/AER 1 Years £1,000 No Get more information about the Vanquis 1 Year Fixed Rate Bond
Cater Allen Cater Allen 2 Year Fixed Term Deposit Account
  • 1.39%AER
  • Interest can be paid annually or at maturity
  • Interest rate fixed for the entire term of the deposit
  • No withdrawals permitted
1.39% AER 2 Years £50,000 No Get more information about the Cater Allen 2 Year Fixed Term Deposit Account
Natwest NatWest Fixed Rate Bond - 2 Year
  • 1.35% AER
  • Save from £5000
  • Annual or Monthly interest available
  • Available with a NatWest current account or instant access savings account
1.35% AER/Gross 2 Years £5,000 No Get more information about the NatWest Fixed Rate Bond - 2 Year
RBS RBS Fixed Rate Bond - 2 Year
  • 1.35% AER
  • Save from £5000
  • Annual or Monthly interest available
  • Available with a RBS current account or instant access savings account
1.35% gross/AER 2 Years £5,000 Yes Get more information about the RBS Fixed Rate Bond - 2 Year
Natwest NatWest Fixed Rate Bond - 1 Year
  • 1.10% AER
  • Save from £5000
  • Annual or Monthly interest available
  • Available with a NatWest current account or instant access savings account
1.10% AER/Gross 1 Year £5,000 No Get more information about the NatWest Fixed Rate Bond - 1 Year
RBS RBS Fixed Rate Bond - 1 Year
  • 1.10% AER
  • Save from £5000
  • Annual or Monthly interest available
  • Available with a RBS current account or instant access savings account
1.10% AER 1 Year £5,000 No Get more information about the RBS Fixed Rate Bond - 1 Year
Cater Allen Cater Allen 1 Year Fixed Term Deposit Account
  • 1.10% AER
  • Interest can be paid annually or at maturity
  • Interest rate fixed for the entire term of the deposit
  • No withdrawals permitted
1.10% Gross 1 Year £50,000 No Get more information about the Cater Allen 1 Year Fixed Term Deposit Account
Principality Building Society Principality 18 Month Fixed Rate Bond
  • 0.99% AER
  • Access by post
  • Interest monthly or on maturity
  • No withdrawals permitted
1.00% AER 18 Months £5,000 No Get more information about the Principality 18 Month Fixed Rate Bond

THE VALUE OF INVESTMENTS AND ANY INCOME YOU TAKE FROM THEM CAN GO DOWN AS WELL AS UP AND THE VALUE OF YOUR INVESTMENT CANNOT BE GUARANTEED AND THE FINAL VALUE WILL DEPEND ON THE PERFORMANCE OF YOUR INVESTMENT.

Please read our general investment product and savings bonds Disclaimers

The fixed Savings bonds table, lists products that may require your money being locked away for a fixed period of time.

If you need instant access to your savings, a fixed rate savings bonds may not be a suitable product for you. Alternatively please take a look at our range of instant access savings accounts. If you are looking for higher rates of savings you may wish to look at the range of Investment bonds and income bonds.